This is a very crafty Phishing letter.

Particularly disturbing since the email addys are part of our autoresponder system.    About Phishing

Notice how it appears authentic by the use of bank logo and From: address.   Even the 'click here' link could esily be interpreted as an authentic url.

URL in Click Here link:   http://211.51.62.172:84/https/www.scotiaonline.scotiabank.com/onlinestart.jsp&language=def/index.htm